How the Aid and Attendance Benefit can help veterans lower senior care costs

Ronnie Friedland
Nov. 4, 2019

Many veterans and their spouses are unaware of a benefit they are entitled to that could help them pay for care as they age, says Certified Elder Law Attorney Denise N. Yurkofsky. While the Aid and Attendance benefit can be extremely helpful, there are strict eligibility requirements regarding income, assets, need and service.

The Aid and Attendance Benefit

  • The Aid and Attendance benefit can help veterans finance services that could make a significant difference in their lives, says Yurkofsky. Some veterans qualify for a full benefit; others for a partial benefit.
  • The tax-free benefit covers both home care and assisted living or nursing home costs. Spouses of eligible veterans can also receive this benefit, but will qualify for less money than the actual veteran.

Eligibility requirements

  • Must have served at least 90 days of active duty with at least one day during a period of war.
  • Must have anything other than a Dishonorable discharge.
  • A surviving spouse must have been married to the veteran at the time of his passing.
  • Must be 65 years and older or totally disabled.
  • In addition, there are requirements as to income, assets and need, such as the the veteran or surviving spouse must require help with at least two of the daily activities of living.
  • Eligible periods of war include: World War II, Korean conflict, Vietnam era, Persian Gulf War. See exact dates and full eligibility requirements here.
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