Paying for senior care
When federal and state government agencies began to develop community-based health services in the 1970s, the federal government, through the use of Medicaid waivers, allowed states to come up with various fee-for-service programs for older adults. The Programs of All-Inclusive Care for the Elderly, or PACE, was one such program... more
Many aging adults need help with daily personal tasks—things like bathing, dressing, eating, using the toilet, or taking medications. Medicare doesn’t cover this type of so-called custodial care, also known as long-term care. Medicaid is often another place people turn; it’s the largest public payer of long-term care services, and it also... more
You know what they say about death and taxes—and when it comes to estate taxes, sometimes death isn’t even the end. Estate tax is defined by the IRS as “a tax on your right to transfer property at your death”—or, in other words, the tax your executor will be made to pay... more
I need some time alone. And some time to spend with my family? Is it selfish to send my mother to my sister for a while?
For many seniors, making the switch to assisted living can come with a host of challenges — not the least of which is how to pay for it. After all, a private, one-bedroom apartment in an assisted living facility costs a median of $4,000 per month in the... more
I want to set up a rotation between myself and my siblings to help care for my mother. What is a good rotation when you don't al live in the same area?
You are doing everything you can for your aging parents, but sometimes it comes to the point where that is not enough. After a hospitalization, or to simply maintain or slow the decline of their health, Mom or Dad may need skilled therapists and nurses. This new twist in caring... more
My mother in law moved in 2.5 yrs ago. With some medical issues, mostly manageable. There were no boudaries set for any of us. My wife thought it would be ok. We are currently separated and niether my wife or myself undetstand what happened. I tried creating normalcy after... more