Medicare, medicaid & insurance

Hawaiian Senior Care Bill Could Be an Example for the Nation

By 2025, 1 in 5 Americans will be 65 or older. Hawaii's plan to help with the mounting cost of care for them is ahead of most states. There's a new bill working its way through Hawaii's state legislature that could provide relief for working families buried under the financial... more

What Does Health Care Reform Mean for Seniors?

With enactment of health care reform, voters can finally learn what’s in the new law.  Up until now, the continuing uncertainty allowed everyone to apply their best hopes and worst fears to the various proposals.As with just about everything coming out of Congress, health care reform is a... more

Seniors Caring for Seniors

As highlighted in a recent article in The New York Times, an increasing number of seniors who need assistance are receiving that care from other seniors.  Most commonly the caregivers are the spouses of the care recipients, but older paid providers are a close second.In fact, it’s not... more


Spending Down for Medicaid Coverage

Since when does a nursing home require that all assets be given to them, including life insurance policies before going on Medicaid?  Why should they get every penny while the person is alive and after they die too? You ask an interesting question from both philosophical and policy points... more

Parent Trap: Senior Care Planning?

My children are lucky. At least, that’s what I’ve always told myself. My husband and I have wills. We’ve discussed our wishes with the kids and upon our deaths, there will be no surprises. But in truth, there’s plenty of ground to cover before our eventual demise. While updating our... more

Senior Care Costs HOW Much?

In caregiving circles we see it every day: Sticker shock.  And no, I’m not talking about innocents pricing a senior care facility with all the amenities of a luxury resort. Sticker shock comes most dramatically to families who think they are prepared, who think their needs and expectations are... more