Medicare, medicaid & insurance


18 answers

Is commercial car insurance needed when transporting clients to appointments or errands

I was told that if a caregiver drives my father to doctor appointments that they should have commercial car insurance. I was told that if there was an accident that regular personal car insurance may not cover any medical expenses for the passanger if the driver is providing transportation as... more

What Does Health Care Reform Mean for Seniors?

With enactment of health care reform, voters can finally learn what’s in the new law.  Up until now, the continuing uncertainty allowed everyone to apply their best hopes and worst fears to the various proposals.As with just about everything coming out of Congress, health care reform is a... more


17 answers

How can I find help understanding my mother’s medical benefits?

We have to go into the doctors office to have a few test run on my mother. They seem to think it is no big deal but I am worried that she won’t be able to afford them. Where can I find out more information on her medical benefits?


17 answers

Live-in caregiver low cost agencys

Does anyone have a list of low cost 24/7 live-in care agency's in Massachusetts?I am forced to find more affordable live-in care for my 83 year old mother who is in the final stages of Alzheimer disease. She is on Hospice Care. She has had round the clock... more


17 answers

How can I talk to my husband about taking care of my mother?

My mother lives alone. She gets along alright but I want to know she is ok. I think it might be a good idea for her to come live with us if she is willing. I know she is ok right now but what her to have the option. But... more


16 answers

I am hiring caregivers for my mother.. I know I need to get unemployment and workers comp ins. Do I also need to get addl liability insurance?


Spending Down for Medicaid Coverage

Since when does a nursing home require that all assets be given to them, including life insurance policies before going on Medicaid?  Why should they get every penny while the person is alive and after they die too? You ask an interesting question from both philosophical and policy points... more

Hawaiian Senior Care Bill Could Be an Example for the Nation

By 2025, 1 in 5 Americans will be 65 or older. Hawaii's plan to help with the mounting cost of care for them is ahead of most states. There's a new bill working its way through Hawaii's state legislature that could provide relief for working families buried under the financial... more